I’m not talking about fraudulent charges, but entire accounts. Credit cards and car loans opened using someone else’s identity. When that happens today, the victim can spend years trying to unravel the mess and repair their credit files.
In my case, a phone line for a ‘drug dealer’ that was eventually tapped by law enforcement. The phone company tried to stick me with 3k$ in fees. Initially, the only correct information on the account was my address — they had verified nothing else.
